Strong financial self discipline is the most effective weapon to combat the age of discounted shopping deals with super- easy accessibility! Before going on your eshopping spree make it a habit to ask yourself: do I really want it? What would I do if I had it? Would it really make a difference if I didn’t have it? Assign a particular debit card (no credit cards please! ) only for eshopping with a monthly (affordable ) budget . Alternatively, switch to cash on delivery. Sometimes the jolt of physically making a cash payment for every deal is more hard-hitting that seeing a high debit card transaction. No doubt increments are well-earned. Maybe just one month’s increment spent on eshopping is a good idea to celebrate your new-found career status and financial freedom! But quickly budget in a systematic investment plan for the excess earning.
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